aking sure that the world treats you right, the Citizens Information gang are there to help whenever and however you need them.
And the crucial thing is, they know how to help.
To prove the point, each month they tackle the latest round of changes or challenges that we have to face.
And we print them here. Having done so for quite a few years now.
Take it away, Martina…
I’m a PAYE worker. What income tax will I pay in 2022?
Your income is taxed at 20% up to a certain amount. This is known as the standard rate of tax and the amount of income that it applies to is the standard rate tax band.
If you have income above the standard rate tax band, it is taxed at the higher rate of tax, which is 40%.
There were no changes to tax rates in 2022, but the standard rate tax bands were raised by €1,500.
Tax rates and bands in 2022, €
36,800 @ 20%
Married couple/civil partners, one income
Balance @ 40%
Married couple/civil partners, two incomes
Up to 73,600@ 20%
Balance @ 40%
40,800 @ 20%
Balance @ 40%
You may be able to get other income tax reliefs, tax credits or exemptions depending on your personal circumstances. These can reduce the amount of tax that you have to pay.
Read more about calculating your tax right here.
What are my rights if I have bought a faulty item?
If you have bought something that turns out to be faulty, then the seller must repair it free of charge or give you a refund or replacement.
What if the fault is minor, such as a scratch?
If the fault does not affect how the item works you may not be entitled to a refund.
If you received a gift that turns out to be faulty, you will need proof of purchase to get a refund or replacement. Proof of purchase can be a receipt, invoice or credit or debit card statement.
What if the item was bought on sale?
If you buy something on sale that is faulty, you have the same rights as if the item was bought at full price. This is the case unless the item was reduced because of a fault and you were told about this before you bought it.
Read more about refunds right here.
Minimum Unit Pricing
What is minimum unit pricing?
Minimum unit pricing (MUP) means that alcoholic drinks cannot be sold for less than a certain price. They must be sold for at least the minimum price set for the quantity of alcohol in the drink.
Since, 4 January 2022, the minimum price for an alcoholic drink is set at 10c per gram of alcohol. One standard drink in Ireland contains 10 grams of alcohol, meaning that the minimum price for one standard drink is at least €1.
Examples of a standard drink in Ireland are:
A pub measure of spirits (35.5mls)
A small glass of wine (12.5% volume)
A half pint of normal beer