Securing The Good Life

Bear necessities

he latest press release from Bray’s Platinum Financial Planning, all about securing your family’s future…

For young parents who have just sent their children off to primary school, secondary school, or even university, the reality often sets in that time is flying by—and so are responsibilities.

This is a crucial stage in your life to think about the well-being and financial security of your loved ones.

There’s no better time than now to ensure that your family is protected, just in case something unexpected occurs. Platinum Financial Planning is dedicated to helping individuals and families, like yours, secure their financial future. We warmly invite you to speak with our advisors for a free consultation and quote check against the leading providers in Ireland, ensuring you receive the best rates possible. Read on for compelling reasons why life insurance should be part of your financial planning at this stage of life and beyond.

What is Life Insurance?
Life insurance is essentially a contract between you and an insurer. Under this contract, the insurer promises to pay a predetermined lump sum to your designated beneficiaries upon your death. In the simplest terms, if you pass away while holding a life insurance policy, your loved ones will receive financial assistance to help them through a very challenging time.

The Perfect Time for Young Parents to Consider Life Insurance
As a young parent, your responsibilities have multiplied. With children in school or perhaps even heading off to university, your financial obligations are growing. Tuition fees, extracurricular activities, and daily expenses can accumulate quickly. Securing a life insurance policy now ensures that if something were to happen to you, your children’s education and other needs would be taken care of.

Protect Against Losing an Income
Being a breadwinner comes with its own set of challenges and responsibilities. The loss of your income could significantly affect your family’s standard of living. A life insurance policy serves as a financial safeguard, enabling your loved ones to continue to pay for essential expenses like bills and food without any hiccups.

Pay Off Debts
It’s a sobering thought, but debts like mortgage payments, credit card bills, and loans don’t disappear when you’re gone. A well-thought-out life insurance policy ensures that your family won’t have to shoulder the burden of your debts, allowing them the emotional and financial space to cope with your loss.

Cover Funeral Costs
The cost of a funeral can be a significant financial burden. At Platinum Financial Planning, we offer policies that include an advance payment of up to €10,000 to cover funeral expenses. This provides your family with the emotional freedom to grieve without the additional worry of financial strain.

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Why Choose Platinum Financial Planning? Free Consultation and Quote Check
Even if you already have life insurance, it’s essential to regularly reassess your policy. Market rates and terms change, and you may find that your existing policy no longer suits your needs.

Our advisors at Platinum Financial Planning offer a free consultation and will check quotes against the leading providers in Ireland to potentially find you a better rate. Life insurance isn’t just a document; it’s a promise—a commitment to your family that they will be taken care of even when you’re not there to do so. Schedule a consultation with one of our expert advisors today to ensure your family’s financial future is secure.

Open Monday to Friday, 9am to 5.30pm, you can find out more Platinum Financial on their website here, about their mortgages here, and book a callback here, or get in touch directly on email here and landline here.